Car Finance

Are You Eligible To Get Financing For A New or Used Car Of Your Choice?

Approval is subject to responsible lending inquiries.

Free Service Fast Process Bad Credit? We Can Help

Why Us

A Fast, Simple, and Secure Way to Auto Finance

NZ Car Finder helps match you with brokers for auto finance, designed to suit your needs.

Fast

It usually takes a couple of minutes to check eligibility

Simple

We have made it easy as it can be to find out if you qualify

Secure

Our website uses the latest SSL technologies to protect your data

No Risk

No costs to use and zero obligations. Our partners fund this free service

Flexible

Our Quiz helps you explore options even if credit isn’t perfect or previous financing history

Helps You

This service is designed to help you find out if you may qualify and see available options

How It Works

Getting your next car be easier!

Apply

Take the quick quiz from your phone, tablet, or desktop to find out if you’re eligible for an auto loans from one of our lending partners. It only takes a few minutes!

Receive A Call

Once you’ve applied, one of our licensed brokers will reach out to discuss your auto loans options. This consultation is free, with no obligation to proceed.

Get Matched

We’ll match you to a suitable loan option with the help of our specialists. We’ll guide you through the process to find a suitable option for your needs.

Eligibility Requirements

Are you eligible for an auto loan?

To apply for an auto loan you must:

Be 18 years of age or older
Be a permanent NZ resident, or hold a work permit/visa allowing you to reside in New Zealand
Currently employed with an employer

FAQ

Answers to Your Questions

How do car loans work?

If you do not have the savings to buy one outright, an option you may be considering is taking out a car loan. Fill out our quick 60 second quiz and a specialist will review your application and contact you within an hour (during business hours).

How much can I borrow?

No two situations are the same, so there's really no set amount. The amount you can borrow will depend on your income, the amount you request, your down payment, and the length (or term) of the loan. Once you complete and submit your application, you will have a clearer view of the options available to you.

Do I need a guarantor?

Generally, no. But if your income/age does not meet our credit criteria, then you may be required to have a guarantor to stand surety for your loan.

When do I have to pay it back?

You will be able to select the right loan term according to how much you can afford to pay monthly. A longer term loan will cost you more in interest, but you will have lower monthly repayments.